Bad Credit
What should I do if my application is declined or I have bad credit?
Having problems with your credit? Read our guide
Do you have bad credit? Have you had an application for a loan or credit declined?
Don't worry; help is at hand. We offer an insight into some common questions:
Don't worry; help is at hand. We offer an insight into some common questions:
- why might my application have been declined?
- what about credit reference bureau's - how important are they; can I find out what details they hold about me and what's this I hear about a 'footprint'?
- what should I do now if I still need a loan?
Compare over 150 secured loans. Bad credit no problem (homeowners only)
Provided you are a homeowner your chances of being accepted for a secured loan are
far greater as the acceptance criteria is nowhere near as strict as for personal
loans.
Find Car Finance
Use our car finance calculator to find a car finance product designed for people
with a bad credit rating.
Find a Remortgage or a Mortgage. Bad credit no problem
If you have experienced financial difficulty in the past, our financial team will
almost certainly be able to find a lender suitable for your needs. The mortgage
industry has a huge array of products aimed at individuals that may have some adverse
criteria. Don't let bad credit stop you from finding a mortgage or remortgage.
Find a Credit Card
Having trouble finding a credit card? We have a product specifically designed for
people who have a bad credit rating.
Expert financial guidance with our free Rate Alert service
If you have debt or credit problems, getting all aspects of your finances on track
can help you regain control. Register for our free weekly Rate Alert email and you'll
receive the latest financial information from our experts in money, travel, insurance
and more. New users receive a £20 Virgin wine voucher.